Key Points
- ✓ Our free schedule of loss calculator helps you estimate compensation for unfair dismissal and discrimination claims
- ✓ Enter your salary, benefits, and employment details to generate an instant estimate
- ✓ The calculator covers basic award, compensatory award, and loss of statutory rights
- ✓ For unfair dismissal, compensation is currently capped at £118,223 or 52 weeks’ pay (2025/26 rates)
- ✓ Discrimination and whistleblowing claims are uncapped and may include injury to feelings awards
- ✓ Use your estimate as a starting point, then read our complete schedule of loss guide for detailed instructions
A schedule of loss is the document that tells the employment tribunal exactly how much compensation you’re claiming. Getting the figures right is essential, both for presenting your case to the tribunal and for negotiating a settlement with your employer.
Our free schedule of loss calculator gives you a quick estimate of what your claim might be worth. Simply enter your employment details and the calculator will work out the main components of your potential award.
Schedule of Loss Calculator
Use this calculator to estimate the key elements of your employment tribunal compensation. You’ll need your gross and net salary, length of service, and details of any benefits you’ve lost.
Note: This calculator provides an estimate only. The actual amount you receive will depend on the specific facts of your case, any deductions the tribunal makes, and whether you’ve successfully mitigated your losses. For a detailed breakdown of how to prepare your formal schedule of loss, see our complete guide to writing a schedule of loss.
What the Calculator Covers
The schedule of loss calculator estimates the main components of compensation in an unfair dismissal claim. These figures form the foundation of your schedule of loss document.
Basic Award
The basic award is calculated using the same formula as statutory redundancy pay. It depends on your age, length of service, and weekly pay. The weekly pay figure is capped at £719 for the 2025/26 tax year, which means the maximum basic award is £21,570.
The formula works as follows: half a week’s pay for each complete year of service when you were under 22, one week’s pay for each year between ages 22 and 40, and one and a half weeks’ pay for each year when you were 41 or over. Only the last 20 years of service count.
Compensatory Award
The compensatory award covers your actual financial losses from the dismissal. This includes loss of earnings from dismissal until you find equivalent work, loss of pension contributions, loss of benefits like private health insurance or a company car, and reasonable expenses such as job search costs.
For standard unfair dismissal claims, the compensatory award is capped at the lower of £118,223 or 52 weeks’ gross pay. This cap doesn’t apply to discrimination, whistleblowing, or certain health and safety dismissals.
Loss of Statutory Rights
When you start a new job, you’ll need to work for two years before you’re protected against unfair dismissal again. The tribunal recognises this and typically awards between £350 and £500 to compensate for this loss. Most claimants include £500 in their schedule.
Understanding Your Estimate
The figure you get from the calculator represents a starting point for your schedule of loss. The actual amount the tribunal awards will depend on several factors that the calculator can’t account for.
Mitigation matters. You have a legal duty to take reasonable steps to find new work. The tribunal will expect to see evidence that you’ve been actively job hunting. If they find you haven’t made proper efforts to mitigate your losses, they can reduce your compensation.
Deductions may apply. The tribunal may make what’s called a Polkey reduction if they find a fair procedure would have led to your dismissal anyway. They can also reduce your award for contributory fault if your own conduct contributed to the dismissal.
ACAS Code adjustments. If your employer unreasonably failed to follow the ACAS Code of Practice on Disciplinary and Grievance Procedures, your award can be increased by up to 25%. Conversely, if you unreasonably failed to follow the Code, your award can be reduced by the same amount.
Discrimination and Whistleblowing Claims
If your claim involves discrimination or whistleblowing, your compensation is not capped and you may be able to claim additional heads of loss.
Injury to feelings compensates you for the hurt, humiliation, and distress caused by discriminatory treatment. Awards are assessed using the Vento bands, which for claims presented on or after 6 April 2025 are: lower band £1,200 to £12,100 for less serious cases, middle band £12,100 to £36,400 for serious cases, and upper band £36,400 to £60,700 for the most serious cases involving prolonged harassment.
Interest can be claimed on discrimination awards at 8% per annum. Interest on financial losses runs from the midpoint between the discriminatory act and the hearing date. Interest on injury to feelings runs from the date of the discriminatory act.
For more detail on these additional elements, see the discrimination and whistleblowing section of our schedule of loss guide.
Current Compensation Limits (2025/26)
These limits apply to dismissals on or after 6 April 2025:
| Element | Maximum Amount |
|---|---|
| Weekly pay (for calculations) | £719 |
| Basic award | £21,570 |
| Compensatory award | £118,223 or 52 weeks’ pay |
| Loss of statutory rights | £350–£500 (typical) |
Important: The Employment Rights Act 2025 will remove the compensatory award cap for unfair dismissal claims. This change is expected to take effect from January 2027. Once in force, compensation will be based on your actual financial losses with no statutory ceiling.
From Estimate to Formal Schedule
The calculator gives you a quick estimate, but you’ll need to prepare a formal schedule of loss document for the tribunal. Your schedule should include your background information, detailed calculations showing how you’ve arrived at each figure, and a clear breakdown of each head of loss.
Our complete guide to writing a schedule of loss explains exactly what to include and provides worked examples you can follow. You can also download our free schedule of loss templates to use as a starting point for your own document.
When to Update Your Schedule
Your schedule of loss is a living document. You’ll need to update it as your circumstances change, for example if you find a new job, if the hearing date moves, or if you receive additional information about your losses.
Most claimants produce several versions during their claim. It’s good practice to include the words “The Claimant reserves the right to serve an amended Schedule of Loss” at the end of your document.
Frequently Asked Questions
How accurate is this schedule of loss calculator?
The calculator provides a reasonable estimate based on the standard components of unfair dismissal compensation. Your actual award may be higher or lower depending on factors like mitigation, Polkey reductions, contributory fault, and ACAS Code adjustments. Use the estimate as a starting point, not a guarantee.
Should I use net or gross salary in my schedule of loss?
For loss of earnings, use your net pay (after tax and national insurance). The compensatory award cap of £118,223 relates to gross pay, but your actual losses are calculated using net figures. The calculator will guide you through which figure to use for each element.
What if my claim includes discrimination?
Discrimination claims are not subject to the compensation cap and may include injury to feelings awards. The calculator provides a basic estimate, but you’ll need to add injury to feelings (using the Vento bands) and potentially interest to your formal schedule. Our guide covers discrimination claims in detail.
How do I calculate future loss of earnings?
Estimate how long you think it will realistically take to find equivalent employment, then multiply this by your monthly net pay. Be realistic, as tribunals look unfavourably on inflated claims. Consider your industry, location, and any factors that might affect your job search.
What evidence do I need to support my schedule of loss?
Gather payslips, your employment contract, pension statements, P60s, evidence of job applications (to show mitigation), and any documents supporting the benefits you’ve lost. Keep receipts for job search expenses like travel to interviews.
When does the tribunal ask for a schedule of loss?
The tribunal typically orders you to produce a schedule of loss at an early stage, often at or following the preliminary hearing. You’ll be given a deadline, and your former employer will then have an opportunity to prepare a counter-schedule setting out their position on the figures.
Can I claim more than the calculator shows?
Yes, depending on your circumstances. You may be able to claim additional elements like pension loss (especially for defined benefit schemes), loss of other benefits, and job search expenses. For discrimination claims, you can add injury to feelings and interest. Our full guide covers all potential heads of loss.
Will the compensation cap be removed?
Yes. The Employment Rights Act 2025 removes the statutory cap on compensatory awards for unfair dismissal. This change is expected to take effect from January 2027. Once implemented, tribunals will be able to award compensation based on your actual financial losses without a statutory ceiling.
Important: This calculator and guide provide general information about schedule of loss calculations. The results are estimates only and should not be relied upon as legal advice. Employment law is complex and the rules may apply differently depending on your circumstances. If you are preparing a schedule of loss or considering an employment tribunal claim, we strongly recommend seeking professional legal advice.
Sources and Further Reading
- Employment Rights Act 1996, s.123 (compensatory award principles)
- Employment Rights Act 1996, s.124 (compensatory award cap)
- Employment Rights (Increase of Limits) Order 2025 (current compensation limits)
- Presidential Guidance: Vento Bands (April 2025)
- GOV.UK: Calculate your statutory redundancy pay
- Citizens Advice: Preparing a schedule of loss
- TribunalClaim: Complete guide to writing a schedule of loss